Apply Online for a Payday Loan
At some time in our lives most of us have a need for an instant payday loan. We at Miss-Payday are here to help you with any emergency short term loan you may need. We are understanding Short Term loan lenders in the UK and our application is simple. Fill in our forms online, submit and we will get back to you with our answer.
Miss-Payday is a transparent, registered payday lender with no hidden costs.
Short term loans from Payday Lender UK
- No hidden costs
- Comparatively cheap payday loans
- No additional fees
- Registered in the UK
- Our transparent policy always indicates the total amount repayable
- We always give you our payment deadlines
- Free application
- Loans from £100 – £500
The online short-term loan application is simple and, if approved, you would normally receive your funds on the same day that you apply. Application for our payday loans is free.
Short term loan
As a registered and reliable payday lender in the United Kingdom we have a policy of transparency which means we always give you the total amount that has to be repaid on your next payday. We give all deadlines for repayments so that you do not end up with unexpectedly high repayments due to delayed payments.
We do understand that the APR percentages look high but at Miss-Payday we would like to help you understand what APR percentages mean: Given a Representative APR of 1296.7 % , an example shows that if you borrow £100 until your next payday, the total repayable cost including interest is £124, which is actually an interest rate of 0.8% per day, giving an interest amount of £24 which must be paid back 30 days later. Basically, for every £100 you borrow, you pay us back £24 in interest charges and nothing more.
The short term payday loans we provide are direct from Miss-Payday. As a payday lender in the UK we only offer loans to customers who work and live in the United Kingdom and who also have a registered bank account in the UK.
The rules in the UK stipulate that you must be over 18 years of age. You do not have to be a home owner nor do you have to possess a completely clean credit rating.
Payday Loans in the UK
Miss-Payday only operates online. All applications are completed and accepted via a safe, secure online form. The online account allows customers to manage payday loans at any time of day. When your payday is due we rely upon you to make your repayment including interest charges on time. If the loan cannot be paid back on time we urge you to contact us immediately. Sometimes Miss-Payday can offer extensions to clients who are having problems paying back the loan albeit only a maximum of two. Please understand that additional charges will occur if you cannot pay back your loan on time. Loans should only be extended under very exceptional circumstances.
We are committed to good industry practices and are a completely trustworthy, transparent service. We abide by advisory guidelines as set out in the ‘Good Practice Customer Charter”. We offer information and advice regarding short term payday loans. We advise our customers about independent organisations such as the Citizens Advice, Consumer Credit Counselling Service and the National Debtline. We have a dedicated customer care team who are always available to help you.