Apply Online for a Payday Loan
At some time in our lives most of us have a need for an instant payday loan. We at Miss-Payday are here to help you with any emergency short term loan you may need. We are understanding payday lenders in the UK and our loan application is simple. Fill in our forms online, submit and we will get back to you within a few short hours with our answer.
Miss-Payday is a transparent, registered payday lender with no hidden costs. We are one of the cheapest lenders of short term loans in the United Kingdom.
Short term loans from Payday Lender UK
- No hidden costs
- Comparatively cheap payday loans
- No additional fees
- Registered in the UK
- Our transparent policy always indicates the total amount repayable
- We always give you our payment deadlines
- Free application
- Loans from £100 – £500
The online short-term loan application is simple and supplies you with quick cash, normally on the same day that you apply. Fill in our easy online forms and once your application is approved we will send you an email and your immediate payday loan will be in your account as soon as possible. Application for our payday loans is free.
Short term loan Payday Lender UK
As a registered and reliable payday lender in the United Kingdom we have a policy of transparency which means we always give you the total amount that has to be repaid on your next payday. We give all deadlines for repayments so that you do not end up with unexpectedly high repayments due to delayed payments.
We do understand that the APR percentages look high but at Miss-Payday we would like to help you understand what APR percentages mean: Given a Representative APR of 1358 % , an example shows that if you borrow £100 until your next payday, the total repayable cost including interest is £125, which is actually an interest rate of 326% per annum, giving an interest amount of £25 which must be paid back. Basically, for every £100 you borrow, you pay us back £25 in interest charges.
The short term payday loans we provide are direct from Miss-Payday because we do not use brokers or any middle-men. It is for this reason we are one of the UK’s most trusted Payday lenders. As a payday lender in the UK we offer only quick loans to customers who work and live in the United Kingdom and who also have a registered bank account in the UK.
The rules in the UK stipulate that you must be over 18 years of age. You do not have to be a home owner nor do you have to possess a completely clean credit rating. It is interesting to note that our instant payday loans could actually help you improve your credit rating if used correctly!
Immediate Payday Loans in the UK
Miss-Payday only operates online. All applications are completed and accepted via a safe, secure online form. The online account allows customers to manage quick payday loans at any time of day. We do not force any paperwork on you nor are there any telephone interviews. When your payday is due we deduct the full amount we have loaned to you, including interest, automatically from your account using a direct debit. If the loan cannot be paid back on time we urge you to contact us immediately. Sometimes Miss-Payday can offer extensions to clients who are having problems paying back the loan. Please understand that additional charges will occur if you cannot pay back your loan on time. Loans should only be extended under very exceptional circumstances.
We are committed to good industry practices and are a completely trustworthy, transparent service. We abide by advisory guidelines as set out in the ‘Good Practice Customer Charter”. We offer information and advice regarding short term payday loans. We advise our customers about independent organisations such as the Citizens Advice, Consumer Credit Counselling Service and the National Debtline. We have a dedicated customer care team who are always available to help you.