Update 26/04/2016: Please bear with us while our website is being upgraded and rebuilt following extensive revisions. We expect our new website to be fully operational within the next 15 days however you can still apply using our secure application form link below.
Apply Online for a Payday Loan by clicking the link above. Representative APR 1269.7% (variable)
At some time in our lives most of us have a need for an instant payday loan. We at Miss-Payday are here to help you with any emergency short term loan you may need. We are understanding Short Term loan lenders in the UK and our application is simple. Fill in our forms online, submit and we will get back to you with our answer.
Miss-Payday is a transparent, registered payday lender with no hidden costs.
Short term loans from Payday Lender UK
The online short-term loan application is simple and supplies you with quick cash, normally on the same day that you apply. Fill in our easy online forms and once your application is approved we will send you an email and your immediate payday loan will be in your account as soon as possible. Application for our payday loans is free.
As a registered and reliable payday lender in the United Kingdom we have a policy of transparency which means we always give you the total amount that has to be repaid on your next payday. We give all deadlines for repayments so that you do not end up with unexpectedly high repayments due to delayed payments.
We do understand that the APR percentages look high but at Miss-Payday we would like to help you understand what APR percentages mean: Given a Representative APR of 1358 % , an example shows that if you borrow £100 until your next payday, the total repayable cost including interest is £125, which is actually an interest rate of 326% per annum, giving an interest amount of £25 which must be paid back. Basically, for every £100 you borrow, you pay us back £25 in interest charges.
The short term payday loans we provide are direct from Miss-Payday because we do not use brokers or any middle-men. It is for this reason we are one of the UK’s most trusted Payday lenders. As a payday lender in the UK we offer only quick loans to customers who work and live in the United Kingdom and who also have a registered bank account in the UK.
The rules in the UK stipulate that you must be over 18 years of age. You do not have to be a home owner nor do you have to possess a completely clean credit rating. It is interesting to note that our instant payday loans could actually help you improve your credit rating if used correctly!
Miss-Payday only operates online. All applications are completed and accepted via a safe, secure online form. The online account allows customers to manage quick payday loans at any time of day. We do not force any paperwork on you nor are there any telephone interviews. When your payday is due we deduct the full amount we have loaned to you, including interest, automatically from your account using a direct debit. If the loan cannot be paid back on time we urge you to contact us immediately. Sometimes Miss-Payday can offer extensions to clients who are having problems paying back the loan. Please understand that additional charges will occur if you cannot pay back your loan on time. Loans should only be extended under very exceptional circumstances.
We are committed to good industry practices and are a completely trustworthy, transparent service. We abide by advisory guidelines as set out in the ‘Good Practice Customer Charter”. We offer information and advice regarding short term payday loans. We advise our customers about independent organisations such as the Citizens Advice, Consumer Credit Counselling Service and the National Debtline. We have a dedicated customer care team who are always available to help you.
Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling. Please Remember To Be Responsible With Your Borrowing: We strongly encourage that you only agree to a loan and the terms in which you are comfortable repaying.
Please contact us for any queries you might have including complaints at Customercare@Miss-Payday.co.uk.
Payday loans are designed for short-term financial assistance. They are not intended or designed for long-term financial solutions. For long-term financial cash needs we highly recommend seeking the advice of a professional financial advisor.
Miss-Payday.co.uk is a Trading Style of The Quick Loan Shop Ltd which is registered in England and Wales. Registered Number: 08046177 Registered Address: 31 Dashwood Avenue, High Wycombe, Bucks, HP12 3DZ. Miss-Payday consumer credit activities are licensed by the Financial Conduct Authority, Consumer Credit License Number: 672828 Loans are only available to over 18’s and are subject to status.
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